FOOTBALL TRIVIA:

1)      Former Atlanta Falcons kicker Morten Anderson holds the NFL record for the most points scored (2,544). He played 25 Seasons, 382 games.

2)      What former Falcon QB holds the NFL record for the most touchdown passes and most passing yards? Brett Favre, drafted by the Falcons in 1991, went on to throw 508 touchdowns and 71,838 yards.

3)      The Atlanta Falcons began in 1966. Their first head coach was Norb Hecker, the former Green Bay assistant under Vince Lombardi.

4)      On December 7, 1969, the Falcons’ undrafted running back who threw for a TD in the first quarter, caught a pass for a TD in the second quarter, and then ran for a TD in the fourth quarter was Harmon Wages.

5)      The University of Georgia is the only college to have 3 players who later won Superbowl MVP honors: Jake Scott, Terrell Davis, and Hines Ward.

6)      In 1896 Georgia recorded its first undefeated season (4-0). The Head Coach was Glenn “Pop” Warner.

7)      Georgia running back Herschel Walker won the Heisman Trophy in 1982. Among the top 10 Heisman vote-getters that year were, John Elway, Eric Dickerson, Dan Marino, and Curt Warner. (Did you know at least 2?) 

8)      In 1916, Georgia Tech was responsible for the greatest lopsided victory in the history of college football over Cumberland College, beating them 222-0.

9)      The Heisman trophy is named after former Georgia Tech head coach John W. Heisman who coached the team to an amazing 33 game winning streak (1904-1919). The team’s nickname was the Golden Tornados.

10)   The Georgia-Georgia Tech rivalry is one of the oldest in all of sports, dating back to 1893. The long standing slogan for the game is “Clean, Old-fashioned Hate”

Let us know how you did:

9-10 correct = Hall-of-Famer

7-8 correct = Pro-bowler

5-6 correct = NFL Starter

3-4 correct = Bench Warmer

0-2 correct = PUP List

Understanding Escrow Accounts

Mortgage escrow accounts are special accounts that are set up to hold money to pay for property taxes, fire and hazard insurance premiums, mortgage insurance premiums, and possibly other escrow items.

Escrow accounts ensure that these items are paid in a timely fashion. They are a guarantee that there is always enough money to pay these bills when they are due so that the homeowner avoids the risk of lapsed insurance coverage or delinquent taxes.

It also guarantees that bills are paid on time. Homeowners do not have to worry about coming up with several large, lump sum payments, each with different due dates, throughout the year.

Unexpected increases are taken care of. It is the responsibility of the mortgage company to allow for possible increases in insurance premiums or taxes.

Mortgage companies typically cover shortages when tax or insurance payments increase. It is common for mortgage companies to pay taxes and insurance premiums when they are due even though all the money for these bills has not yet been collected from the homeowner.

Mortgages have lower rates and down payments because of escrows. Escrows protect the interest of investors of home mortgage loans by making them more attractive and secure as investments.

Local governments save money. Escrow accounts also benefit local governments by providing a more efficient, less expensive means of tax collection.