Stability & Wealth- Great Benefits of Homeownership

Americans’ preference is to own their home instead of renting for the two primary reasons conveyed in the most current House Pulse Survey by the National Association of Realtors:

Is it me or is there a LOT of Paperwork for Mortgages These Days??

No, it’s not just you… many borrowers have the same thought and question as it appears they need three verifications for every single item. And, all the while, the bank seems to want to know every detail about individuals as well.

Are You Stuck in the Renter’s Snare?

One of the numerous positives that comes out of owning a home is the ability to insulate yourself from the inevitable variations in rent as your mortgage provides a fixed cost for living.

Why Wait to Buy? Now is the Time!

If you have the goal of homeownership in 2015, take note that the market has never been so
ready for you! Upon reading the following (4) explanations below, you’ll see why you don’t
want to wait any longer.

The Importance of Having the Right Real Estate Professional

As you most likely already know, almost all of the information you might want regarding real estate is available on the internet. As a result it can seem as though you don’t need an agent, at least in regards to knowing what homes in your neighborhood are selling for or what homes are currently on the market. That being said, it is still incredibly important to have a professional help you assess the information found online.
“There’s a large gap between information and actionable knowledge.”
To put it another way, without the tools to unlock the meaning behind the information, it’s pretty useless.

So, real estate professional’s job has become helping people digest, analyze and understand the information and guide them through it to reach what’s best for their particular situation.
The key things to rely on your agent for are the following:

-Analyze all the available information
-Connect the dots and let you know if now is a good time to buy or the right time to sell
-Take the time to explain your options—simply and effectively

As you can see a real estate professional is still invaluable to having the best, most financially sound real estate transactions. If you need help finding a reputable and reliable agent in your area, let us know… We’ll do our best to put you in touch with some great resources.

The Best Way to Build Wealth- Homeownership- Per The New York Times

Homeownership and Wealth Creation is an article The New York Times published recently. It’s great to read and see that the confidence level of both experts and consumers seems to be increasing, as the housing market continues to recover. 

Has the Real Estate Market Turned a Corner?

Upon wrapping up 2014, it seems timely to evaluate the overall state of the real estate market. As we assess where it’s been over the past few years, it is clear that it is definitely in a strong place where it will move forward over the next few years.

Down Payments - You DO NOT Need 20%

How America Views Homeownership, which is a recent survey that was conducted, shows that 95% of Americans want to own a home if they don’t already and that 68% feel that now is a solid time to purchase a home.

Why on Earth are so Many Forms and Documents Needed to Process a Mortgage?

It seems most people have heard a family member or friend tell them that buying a home ten to twenty years ago was significantly easier than it is these days. Many feel the banks have to know next to everything about us, plus three independent sources that back up each detail on the application.