Is it Wise to Access your 401(k) to Purchase your first Home?

Many are looking at the money in their 401(k) along with the increase in home prices and wondering if they should use some of those funds.

How Do You Define Earnest Money?

It is a deposit paid toward the purchase of a home, to illustrate to the seller how serious you are about buying the property.

Problems Associated With Excessive Debt

Many Americans, including myself, carry a small and manageable amount of credit card debt. There is nothing wrong with this. It is when you have an excessive level of debt in relation to your monthly income, that you can hurt your chances of getting approved for a mortgage loan.